Charlie Mike Money

The money moves your CPA assumes you already know.

Free, straight-to-the-point strategies for real-estate investors and business owners. Every lesson is a one-page guide with the actual tax code behind it — so you can act, then verify. Video walkthroughs coming soon.

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Video walkthroughs — coming soon

We're producing fast, phone-friendly video versions of every lesson. The guides are live and free now.

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One-page guide

A free PDF cheat sheet — the checklist and the numbers. Print it, take it to your pro.

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The real tax code

Every claim links to the primary source (IRS code, regs). Verify before you rely on it.

The library

New strategies drop regularly. Here's what's live.

The 1031 Exchange

Sold a rental? Defer the capital-gains tax when you reinvest - the two deadlines and one worked number.

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The Augusta Rule

Rent your home to your business up to 14 days a year - tax-free to you, deductible to the business.

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The Solo 401(k)

The self-employed retirement account that lets you invest in real estate and private deals - with huge contribution limits.

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Entity Structures & ROBS

LLC, S-corp, C-corp - which one actually fits how you make money, and how ROBS funds a business from retirement money.

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Private Money Lending

Be the bank. How investors earn secured, real-estate-backed returns lending to other people’s deals.

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The Roth IRA

Pay tax once, then never again. How to build a pot of money that grows and comes out completely tax-free.

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HSA Strategy: Deductible In, Tax-Free Out

The only account with a triple tax advantage - deductible in, tax-free growth, tax-free out for medical.

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The Accountable Plan

The right way for your business to reimburse you for home office, mileage, and more - deductible to the business, tax-free to you.

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Hiring Your Kids

Move money to your kids tax-free, get a business deduction for the wages, and start their retirement accounts early.

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Cash Balance Plans

The high-income shelter stacked on top of a 401(k) that can shelter six figures a year for established owners.

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Family Banking

Policy loans, family trusts, and becoming the source of your family’s credit - the mechanics, honestly explained.

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Multifamily Real Estate

Why 2-4 unit and apartment deals compound wealth differently - cash flow, forced appreciation, and the tax wrapper.

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The Tax Architect Approach

Stop doing taxes once a year. The year-round operating system of a well-run business.

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Asset Protection

Layered defense for what you own - entities, insurance, and the quiet paperwork that deters lawsuits.

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The HRA

Reimbursing employees (including yourself) for medical costs through the business - pre-tax by design.

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The 529 Savings Plan

Education money that grows tax-free - and the rules most families never hear about.

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Equipment Leasing

Buy, lease, or finance the machines your business needs - the cash, tax, and balance-sheet math.

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Private Family Foundations

Charitable capital with your family’s name on it - the control, the deductions, and the honest costs.

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The Self-Directed IRA

Retirement money invested in real estate, private notes, and companies - what is allowed and what blows up accounts.

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Small-Dollar Investing

Starting from almost nothing - the boring mechanics that make the first $10k compound.

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Precious Metals

Gold and silver in a portfolio - the honest role, the tax treatment, and the collectible trap.

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Crypto for Investors

Digital assets with real tax plumbing - cost basis, wash-sale gaps, and the records that keep you safe.

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Hedge Fund Strategies

What funds actually charge, what the fee math does to returns, and when access is worth it.

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Preparing to Exit Your Business

The 3-5 year pre-sale sprint that changes the multiple - clean books, transferable value, and the tax exit ramp.

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Buying a Business

The other way in: acquire cash flow instead of building it - diligence, structure, and the SBA route.

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Increase Your Business Value

The levers an acquirer pays for - recurring revenue, margins, delegation, and records.

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Run a Family Office

You do not need $500M to run your family like one - the operating model scaled down honestly.

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Family Constitutions

The document that keeps family wealth from eating family relationships - written governance for the next generation.

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Financial EQ

The behavioral half of money - the biases and conversations that quietly cost more than any fee.

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Leadership for Owners

Running the company instead of the company running you - delegation, cadence, and the owner’s calendar.

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Built for people who actually own things.

If you own rentals, run a business, or have a side hustle, the tax code has moves in it that are written for you. Most people never learn them. That's what this is.

  • • Real-estate investors — rentals, multifamily, flips
  • • Business owners and the self-employed
  • • Anyone with a side business and a W-2
  • • People who'd rather understand it than be sold it

The All-Access Field Guide — all 30 strategies, one pack.

Every money-strategy field guide in one download — the 1031, the Augusta Rule, Solo 401(k), asset protection, entity structures, and 25 more. Lifetime access. Education, not tax advice.

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Disclaimer: Educational content only — not tax, investment, or financial advice. Consult a licensed professional for advice specific to your situation.